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Lending criteria

Zero-hours contracts income

Applicants who are on a zero hour contract will be accepted at 60% of earnings provided they have a minimum of 12 months evidence of sustainable earning on a zero-hour contract basis, and fall into one of the following occupations:

  • NHS Bank nurses and locums
  • Non-NHS Bank nurses
  • Care Home Workers
  • Supermarket Workers
  • HGV Drivers
  • Retained/On-Call Firefighters
  • Armed Forces Reserves
  • Supply Teachers.
  Evidence Required
  • Your clients last 3 payslips plus the bank statement showing the salary credit from your most recent payslip
  • Copy of their current contract
  • Copy of their latest P60.

Please choose from the following options

So we can direct you to the right part of our website, please select from the login options below:

Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: