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Lending criteria

Loan size & LTV limits for new business 


The following loan limits are for new business, excluding new build, which have their own limits.

Property type Min/max loan size* Max LTV
House/flat £30k - £5m 75%
House/flat £50k - £2m 85%
House/flat £50k - £750k 90%
House/flat (excl. Northern Ireland) £50k - £600k 95%
5K Deposit Mortgage** House (excl. Northern Ireland) £95k - £495k 99%

 

*Some products also have a minimum loan requirement, please check this before applying.

**5K Deposit Mortgages (up to 99% LTV):

  • First time buyers only (one customer must be a FTB and neither can have any background properties)
  • Capital and interest only
  • Advised only
  • Maximum age of oldest applicant 70 at end of term
  • Minimum purchase price £100K
  • Maximum purchase price £500K
  • Not eligible for Joint borrower sole proprietor (JBSP), Cascade score or Boost LTI

Please choose from the following options

So we can direct you to the right part of our website, please select from the login options below:

Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: