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Lending criteria

Loan size & LTV limits for new builds

New build properties are subject to the following maximum loan and LTV limits: 
 

Property type Loan size* Max LTV
House/flat Up to £5m 75%
House/flat Up to £1m 85%
House/flat Up to £750k 90%
Deposit unlock** House (excl. Northern Ireland) Up to £600k 95%

 

*Some products also have a minimum loan requirement, please check this before applying.

*Deposit unlock, exclusive to new build:

  • Available to first time buyers and home movers in England, Wales and Scotland 
  • 5% deposit must come from the clients own funds
  • Our standard lending and affordability criteria applies 
  • Deposit unlocked letter required  

Please choose from the following options

So we can direct you to the right part of our website, please select from the login options below:

Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: