Lending criteria for loan size & LTV limits for new builds
Lending criteria
Loan size and LTV limits for new builds
New build properties are subject to the following maximum loan and LTV limits:
| Property type | Loan size* | Max LTV |
|---|---|---|
| House/flat | Up to £5m | 75% |
| House/flat | Up to £1m | 85% |
| House/flat | Up to £750k | 90% |
| Deposit unlock** House (excl. Northern Ireland) | Up to £600k | 95% |
*Some products also have a minimum loan requirement, please check this before applying.
*Deposit unlock, exclusive to new build:
- Available to first time buyers and home movers in England, Wales and Scotland
- 5% deposit must come from the clients own funds
- Our standard lending and affordability criteria applies
- Deposit unlocked letter required
Please choose from the following options
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Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending to follow the correct application steps.
NEW BUSINESS - ACCORD MSO
To create an illustration, submit a DIP, upload documents or to track an application for new customers:
ONLINE PRODUCT TRANSFERS
Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: