CCJs, defaults and missed payments

CCJ

• All CCJs must be satisfied
• 0 registered in the last  6 years

Defaults

• 0 registered in the last  6 years

Missed payments: (Secured, unsecured and mortgages)

• Secured loans: No more than 1 missed payment on 1 single account in the last 24 months.
• Unsecured credit: No more than 2 missed payments on 1 single account in the last 24 months. In addition to this, the latest recorded payment must have been made. Including:
  • Communications
  • Utility
  • Fixed Term
  • Mail Order.