Money Minds | Financial and careers education | YBS
Helping Financial Wellbeing Happen
We want to offer real help with real life. Our goal is to help 500,000 people with their financial wellbeing.
That's why we created Money Minds, to teach young people about money and help get them ready for work.
To find out more about Money Minds, visit our new website.
Almost nine out of ten 11-18-year-olds in the UK have limited or no money management knowledge. Only 36% 11-18-year-olds in the UK have learnt about finances in school.[i]
About Money Minds
Money Minds was made to help young people learn about money and to get ready for a job in the future.
Since 2015, we have helped over 35,000 young people to gain money skills with our sessions in schools.
In 2022, we launched a website for Money Minds. This exciting step allows us to reach more young people across the UK.
Money Minds sessions in schools
Aimed at 5-19 year olds
We've given each of our YBS employees 31 hours paid leave every year to deliver Money Minds sessions in local schools.
Key Stage 1 and 2
Money habits can be formed by the age of 7. So learning about money from an early age is important.
We've made sessions to help young people plan for the future. The topics include:
- How to keep money safe
- Planning a party
- Learning to budget.
Watch our short film to see more about Money Minds sessions in schools.
Money Minds in schools
List of activities for Key Stage 1 and 2
Aimed at ages 5-7
The difference between what we want and what we need.
Aimed at ages 8-11
Learn how to make a budget by planning a party as a team.
Aimed at ages 8-11
Teaching the basics of making a budget by planning a family holiday.
We delivered the Project Party session yesterday and it was fantastic! The kids loved it and we did too! The feedback from the teacher and the children was great. In fact the children said that “it was the best lesson they have ever had”. Will love to do more of these sessions for other age groups as well – Rehana Bashir, Customer Representative, Dewsbury Branch.
Key Stage 3, 4 and 5
Having the skills to be ready for work can help young people get a job.
Our workshops are created to help 14-19 year olds prepare for the world of work.
Topics include:
- How to manage credit and debt
- Making a budget
- What employers are looking for.
List of activities for Key Stage 3, 4 and 5
Key Stages 3, 4 and 5
Learn about spending and making budget.
Key Stages 3, 4 & 5
We make choices every day about how we spend money. This session is designed to help young people make smart and savvy choices about using money.
Key Stage 5
Puzzles to learn how ‘buy now, pay later’ works.
Key Stage 3, 4 and 5
Young people imagine they run their own business and learn how to hire the right person.
Key Stage 5
Learn how our choices about money can affect our relationships with others.
Aimed at ages 14-16
An interactive workshop to help young people learn how to:
- Apply for a job
- Make a great CV
- Write a strong cover letter.
This session helps young people learn about jobs in different sectors and to understand the qualities they may need.
Aimed at ages 14-16
A session of practical activities to help young people prepare for real-life job interviews.
They'll learn different types of interviews, what to expect and how to prepare.
Some useful information for teachers on the classroom sessions
- Each Yorkshire Building Society volunteer will have completed Classroom Ethics and Safeguarding Awareness training. They will know the course and be ready to deliver this in the classroom.
- This activity will often be our volunteers' first classroom experience and so should be supported by the classroom teacher. All activities have been created to promote discussion and sharing among the class.
- Teachers remain responsible for the behaviour of the class during the session.
- Yorkshire Building Society operates a ‘safer recruitment policy’, but our volunteers won’t have a Disclosure and Barring Service (DBS) check. Volunteers within schools should be supervised at all times. Supervision is the school’s responsibility.
Money Minds online
Aimed at 11-19 year olds
We have online content for young people who are 11-19 years old. This has been made in partnership with teachers and students. It covers key topics, such as what employers want and how to get a job.
Money Minds online
Who is it for?
1
Young people – Fun activities with sections for Key Stages 3, 4 and 5.
2
Teachers – Free lesson plans and materials. The content has been made by teachers and tested by students. It aligns to both the national curriculum in England and the Gatsby benchmarks.
3
Parents and carers – Helping you to teach young people about money, work and careers at home.
For teachers
You'll find:
- Downloadable presentations
- Schemes of learning
- Exercise documents.
These can be used with our online games suited to Key Stage 3, 4 and 5 learners.
Key Stages 3, 4 and 5
Use real-world situations to help young people plan based on a budget.
Key Stages 3, 4 and 5
We make choices every day about how we spend money. This guide helps young people make smart and savvy money choices.
Key Stage 5
Follow a series of puzzles to see how ‘buy now, pay later’ works.
Key Stage 3, 4 and 5
Young people imagine they run their own business and learn how to hire the right person.
Key Stage 5
See how views and choices about money can cause issues with friends and family.
For Parents and Carers
Money Minds aims to help prepare the children and young people in your life for their lives after school or college.
They cover how to:
- Make a budget
- Plan for the future
- Manage their money.
List of parent/carer packs
You can download these packs at I'm a Parent or Carer - YBS Money Minds. These can be used with our online games for Key Stage 3, 4 and 5 learners.Key Stages 3, 4 and 5
Learn about spending and making a budget.
Key Stages 3, 4 and 5
We make choices every day about how we spend money. This session is designed to help young people make smart choices with money.
Key Stage 5
A guide to the pros and cons of lending and borrowing.
Key Stage 3, 4 and 5
A guide to help young people get a job.
Key Stage 5
Learn how our choices about money can affect our relationships with others.
Financial help for adults
We also have help for adults who want to learn more about money.
Financial Wellbeing
Take proactive steps to be in control of your finances.
Cost of living
Help with saving during the cost of living crisis.
Frauds and Scams
Equip yourself with the tools to spot and stop fraud and scams.
How can your school get involved?
If your school is interested or you have feedback you’d like to share with us, please email community@ybs.co.uk.
Did you know?
We invested £1.8m in community programmes in 2021-22.
Our goal is to help young people feel more confident about their finances.
[i] Source: Yorkshire Building Society Money Minds survey.The research was carried out online by Opinium. All surveys were conducted between 31 March 2022 and 4 April 2022 and the sample comprised 1,000 UK children aged 11-18.
Money Minds is a trademark of Yorkshire Building Society and the YBS Money Minds website has been created as part of our commitment to Helping Financial Wellbeing Happen.