Moving home? Talk to us about your next mortgage | Mortgages | YBS
Home mover mortgages
Compare our rates and deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
What are home mover mortgages?
These are deals designed especially for people who are moving home.
They include fixed rate, tracker, or offset mortgages.
They include fixed rate, tracker, or offset mortgages.
How to get a home mover mortgage
Get a Decision in Principle (DIP)
Get a Decision in Principle (DIP) to find out how much you could borrow. Choose how to get a DIP below.
You may need a DIP to make an offer on a home.
You may need a DIP to make an offer on a home.
Apply for a mortgage
Complete a full application online or over the phone.
If you have less than 10% deposit, you'll need to apply over the phone.
If you have less than 10% deposit, you'll need to apply over the phone.
Get your mortgage offer
We'll value your home and check your credit history. Then we'll be in touch within 15 working days.
Complete
Once the legal work is complete, you'll exchange contracts and set a completion date.
This is when you'll get the keys to your new home.
This is when you'll get the keys to your new home.
Get a Decision in Principle
Apply online
Instant decision
Valid for 90 days
Doesn't affect your credit score
Find out if you can apply online and start our 10 minute application.
Speak to an expert
Talk to our mortgage specialists.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
More about moving home
We’ve put together some helpful guides on moving home, including:
What types of mortgage do YBS offer?
We offer a range of mortgages.
Compare deals and interest rates on our mortgage finder.
Call us
Chat to our mortgage specialists about your options.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.