Important to know: Using the overpayment calculator 

This calculator is only an illustration and will not give an accurate result.

The calculator rounds your mortgage length to the nearest year.
The calculation assumes the interest rate is the same for the full mortgage term. Interest rates often change.
Early repayment charges (ERCs) aren't included in the calculation. Check the terms of your mortgage to find your ERC allowance and avoid charges. 
For a summary of your overpayment options, log in to your YBS account. 

Mortgage overpayment guide

Find everything you need to know about the benefits, risks, and types of overpayments. 
 

Log in for personal support

Check your overpayment options, find your overpayment allowance, and get help. 
 

Early repayment charges (ERCs)

Some mortgages limit the amount you can overpay before paying an ERC. Find out more about ERCs and how they can affect you. 

Need more help?
Get advice and overpay on the phone with our mortgage specialists.
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