IVA
IVA will be considered if:

• Satisfied, with no other adverse record present on the account.
• Satisfied for a minimum of 6 years.
• The applicant(s) must provide a copy of the IVA or trust deed document or statement or letter produced by an insolvency practitioner (IP) to confirm the agreed monthly payment arrangement, satisfactory conduct and final payment date where appropriate.
• We cannot accept IVA with unsatisfactory conduct.
• Evidence is needed to confirm this has been satisfied.

DMP
DMP will be considered if:

• None registered within the last 6 years.
• Satisfied or end date evidenced.
• The applicant(s) must provide a copy of the DMP document or statement or letter to confirm the agreed monthly payment arrangement, satisfactory conduct and final payment date where appropriate.
• We cannot accept DMPs with unsatisfactory conduct.
• Evidence is required to confirm this has been satisfied.