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Lending criteria

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Inter-family and Inheritance 

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Inter-family purchase
Inherited properties
Overriding interest

Inter-family purchase

At the time of application the customer must have owned the property for a minimum of 6 months. There is no minimum period of ownership when a property has been inherited.


 

Inherited properties

There is no minimum period of ownership when a property has been inherited.

Overriding interest

We will not consider applications where: 

  • The property is being sold by a family member at a discounted price. 
  • A previous owner retains an interest in the security.
  • Any tenant retains or may acquire an overriding interest in the property.

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