Accord 3d logo

Lending criteria

CCJs, defaults and missed payments

CCJ

  • All CCJs must be satisfied
  • 0 registered in the last 6 years

 

Defaults

  • 0 registered in the last 6 years

 

Missed payments: (Secured, unsecured and mortgages)

  • Secured loans: No more than 1 missed payment on 1 single account in the last 24 months.
  • Unsecured credit: No more than 2 missed payments on 1 single account in the last 24 months. In addition to this, the latest recorded payment must have been made. Including:
    • Communications
    • Utility
    • Fixed Term
    • Mail Order.