Remortgaging

Our range of residential remortgage products could help your clients save money

Our product range currently includes:
 
Fixed and Discounted SVR rates
Offset mortgage deals
LTVs up to 95%
Terms from 2 to 10 years


Use our online product finder to search for the right remortgage deal for your client.

Why choose Accord for your client’s remortgage?

Selected remortgage products also come with a choice of incentives, helping your clients to save money when they want to switch mortgage deals:

£

Cashback on selected remortgage deals.

 

Paid standard valuation.



 

Remortgage Legal Service.



 

Borrow on a
Capital & Interest,
Interest Only or
Part and Part basis.

Remortgage criteria

We will accept all purposes for a remortgage except raising capital for a business. At least one applicant must have owned AND lived in the property to be remortgaged for a minimum of 6 months prior to the date of application.

The following maximum loan and LTV limits are in place for remortgages:

Borrowing amount Maximum LTV
Up to £5,000,000 75%
Up to £2,000,000 85%
Up to £750,000 90%
Up to £600,000 95%

 

Interest Only borrowing

Please be aware that different criteria apply for interest only mortgages. Please see our lending criteria for further information.

 

What is your client’s remortgage for?

The maximum LTV for this purpose is 95% for houses and 90% for flats, subject to normal product and LTV limits.

  • The maximum LTV for this purpose is 85%, subject to credit score and normal product and LTV limits.

  • Maximum £50,000 limit or maximum of 10 debts to be repaid

The maximum LTV for this purpose is 95% , subject to normal product and LTV limits. Estimates may be required.
The maximum LTV to switch without further borrowing is 95%, subject to normal product and LTV limits.
The maximum LTV to switch without further borrowing is 95%, subject to normal product and LTV limits. The loan is subject to postponement of the existing second charge (another loan secured against the property) and looking at your client’s affordability through income deduction.

Ready to go?

Use our online product finder to search for the right remortgage deal for your client.


Remortgage Legal Service

Our Remortgage Legal Service is a quick, easy to use service.

Provided in association with LMS, the Remortgage Service is available for a selection of our remortgage products.

Remortgage Legal Service

Our Remortgage Legal Service is a quick, easy to use service and is available for a selection of our remortgage products.

Find out more

 

Product finder

Search our range of mortgage deals with our easy-to-use product finder tool.

  Product finder

 

Please choose from the following options

So we can direct you to the right part of our website, please select from the login options below:

Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: