Tariff of Mortgage Charges & Mortgage Loan Terms and ConditionS

Tariff of Mortgage Charges

You must provide the Tariff of Mortgage Charges Factsheet to your client(s) for all cases.

For Residential cases

For BTL cases

Mortgage Loan Terms and Conditions

New Mortgage Loan Terms and Conditions are only required if you are switching from Non-Offset to an Offset product or from an Offset to Non-Offset product - you must provide the relevant Mortgage Loan Terms and Conditions to your client(s).

Offset to Non-Offset

If your client(s) are switching their mortgage product from an Offset to a Non-Offset product, you must also provide them with a copy of the current ‘Mortgage Loan Terms and Conditions’ before proceeding.

England and Wales

Scotland

Northern Ireland

Non-Offset to Offset

If your client(s) are switching their mortgage product from a Non-Offset to an Offset product, you must also provide them with a copy of the current ‘Mortgage Loan Terms and Conditions’ before proceeding.

England and Wales

Scotland

Northern Ireland