FAQs | Accord Mortgages
MSO FAQS
You will find answers to all the most common questions here.
Just click on the relevant topic area and you'll find the guidance you need.
Registration
You can add as many as you like, as long as they've active registrations.
You can either choose for all administrators to be linked or you can choose which administrators you'd like. This is managed at either Firm level or you can manage them directly within your online profile.
If you are having any issues adding your administrators, the please contact us.
Logging into MSO
Have you completed your registration?
If you haven't, then please follow the link on the previously provided email which will allow you to finish setting up your registration. Once you've completed this, you'll be able to log in and submit business immediately.
To login:
Click the login button at the top right side of the page. Login allows new business for residential & BTL only.
Submitting an application on MSO
Updating cases in MSO
You are able to take back control of the case even if you have fully submitted the application. You can take the case back to any one of the following four points of the application;
Change of security property
This option should only be used to change the security property. As part of your updates you'll get a new credit decision. You'll also need to revisit the product selection section and resubmit the case. There may be additional fees depending on the changes made.
Change of product
You won't be able to change the security property or valuation details. Also, there may be additional fees depending on the changes made.
Update to decision in principal data
You won't be able to change the security property or valuation details. Once you've made your updates, you'll need to get a new credit decision. There may be additional fees depending on the changes made.
Update to full mortgage application data
You won't be able to change the security property or valuation details.
When you click into the case, there will be an option to take back control of the case. If you are struggling, you can call your dedicated underwriting team on 0345 166 9208.
Yes, this will be stored in Case Documents once you have fully submitted a DIP.
The DIP Certificate will confirm that we can lend the applicant what they have asked for, but also provide an additional certificate to state max borrowing amount. However, this is based on a stress test of 5 year products so will be reduced if a 2 year product is selected.
You need to provide solicitors details before you submit the full application. The solicitors must be on our panel. You can check this on our website.
Solicitors can be updated and changed post submission, by taking back control of the case or contacting your dedicated underwriter directly on 0345 166 9208.
As long as the application is not locked by your underwriting team, you can take the case back to any one of the following four stages of the application;
Change of security property
This option should only be used to change the security property. As part of your updates you'll get a new credit decision. You'll also need to revisit the product selection section and resubmit the case. There may be additional fees depending on the changes made.
Change of product
You won't be able to change the security property or valuation details. Also, there may be additional fees depending on the changes made.
Update to decision in principal data
You won't be able to change the security property or valuation details. Once you've made your updates, you'll need to get a new credit decision. There may be additional fees depending on the changes made.
Update to full mortgage application data
You won't be able to change the security property or valuation details.
When you click into the case, there will be an option to take back control of the case. If you're struggling, you can call your dedicated underwriting team on 0345 166 9208.
Providing additional information or obtaining an update on your case
You can add documents throughout the application process.
MSO will create a list of documents that are required when you submit the initial DIP, at the bottom of the list is an "Attach Documents" option. You need to select this, then attach and submit the documents requested.
If you are experiencing any issues, please contact us.
Fees and refunds
Products
The product is only secured to the case after the application is submitted. If you've selected a product and it's then withdrawn prior to you submitting the application, you'll have to select a new product.
If your application is post submission, you can take back control of the case to amend this by selecting "change of product"
Valuations
Please choose from the following options
So we can direct you to the right part of our website, please select from the login options below:
NEW BUSINESS - ACCORD MSO
To create an illustration, submit a DIP, upload documents or to track an application for new customers:
ONLINE PRODUCT TRANSFERS
Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: