Remember, a firm that advises on, arranges, lends or administers CBTL mortgages must be authorised to do so.

*Relatives are an applicant's spouse or civil partner (or person with the same characteristics of this type of relationship regardless of whether or not of the opposite sex), parent, sister, brother, child, grandparent or grandchild. (This includes scenarios such as stepparents/children.)

**An Investment Property Loan is a non-consumer Buy to let mortgage that will not be occupied by the borrower or their relatives and has been entered into a predominantly for the purpose of the business.

***If an applicant is letting out another property to a non-family member under a consent to let agreement, this would be considered as owning another property let under a rental agreement