Remortgaging with Accord Buy to Let

Our range of Buy to Let remortgage products could help your clients save money

Our product range currently includes:
 
Fixed and tracker mortgage deals
LTVs up to 80%
Terms from 2 to 5 years


​​​​​Use our online product finder to search for the right remortgage deal for your client.

Our Buy to Let Remortgage incentives

Selected Buy to Let remortgage products also come with a choice of incentives to help your clients get the best deal when they need to switch mortgages:

£

Cashback on selected remortgage deals

Paid standard valuation
 

Remortgage Legal Service
 

Remortgage criteria

We will accept all purposes for a remortgage except raising capital for a business. At least one applicant must have owned the property to be remortgaged for a minimum of 6 months prior to the date of application.

LTV limits

The following maximum loan and LTV limits are in place for remortgages:

Maximum LTV Borrowing amount
80% Up to £500,000
75% Up to £1,000,000





 

Additionally

For all remortgages the property must have been owned by the applicant(s) for a minimum of 6 months.

For capital-raising remortgages the following are permitted:

  • Unsecured debt consolidation not allowed above 75% LTV subject to a maximum £50,000 limit or maximum of 10 debts to be repaid

  • School fees

  • Holidays/cars

  • Purchasing another property

  • BTL business purposes

  • Home Improvements

Surplus personal income allows Accord to offer BTL loans to landlords who are remortgaging a rental property but are unable to meet our affordability calculations through rental income alone. Subject to meeting criteria this surplus income can be used to cover any rental shortfall on loans up to 75% LTV. Please see our Top Slicing page for more information.



 

Remortgage Legal Service

Our Remortgage Legal Service is a quick, easy to use service and is available for a selection of our remortgage products.

Find out more

 

Product finder

Search our range of BTL mortgage deals with our easy-to-use product finder tool.

  BTL Product finder

 

Product Transfers

If your client's special product rate is about to come to an end, we may be able to offer them a transfer to a new rate.

BTL Transfer product list

Find out more